function validate_shortform_loanapp( form )
{
    if( ltrim(rtrim(form.elements['FIRST_NAME'].value,' '),' ')=="" ) { alert("Please enter your first name"); form.elements['FIRST_NAME'].focus(); return false; }
    if( ltrim(rtrim(form.elements['LAST_NAME'].value,' '),' ')=="" ) { alert("Please enter your last name"); form.elements['LAST_NAME'].focus(); return false; }
    if( ltrim(rtrim(form.elements['EMAIL'].value,' '),' ')=="" ) { alert("Please enter your email address"); form.elements['EMAIL'].focus(); return false; }
    if(!ValidateEmail(form.elements['EMAIL'].value)) { alert("The email address is invalid"); form.elements['EMAIL'].focus(); return false; }
    if( ltrim(rtrim(form.elements['PRIMARY_PHONE'].value,' '),' ')=="" ) { alert("Please enter your primary phone number"); form.elements['PRIMARY_PHONE'].focus(); return false; }
    if( ltrim(rtrim(form.elements['AUTO_YEAR'].value,' '),' ')=="" ) { alert("Please select the year of your vehicle (for example, '2008')"); form.elements['AUTO_YEAR'].focus(); return false; }
    if( ltrim(rtrim(form.elements['AUTO_MAKE'].value,' '),' ')=="" ) { alert("Please select the make of your vehicle (for example, 'HONDA')"); form.elements['AUTO_MAKE'].focus(); return false; }
    if( ltrim(rtrim(form.elements['AUTO_MODEL'].value,' '),' ')=="" ) { alert("Please select the model of your vehicle (for example, 'ACCORD')"); form.elements['AUTO_MODEL'].focus(); return false; }
    if( ltrim(rtrim(form.elements['AUTO_COLOR'].value,' '),' ')=="" ) { alert("Please select the color of your vehicle"); form.elements['AUTO_COLOR'].focus(); return false; }
    if( ltrim(rtrim(form.elements['AUTO_MILEAGE'].value,' '),' ')=="" ) { alert("Please enter your vehicle's current mileage"); form.elements['AUTO_MILEAGE'].focus(); return false; }
    if( form.elements['ACKNOWLEDGE'].checked=="" ) { alert("You must check this box to continue."); form.elements['ACKNOWLEDGE'].focus(); return false; }
    return true;
}