Frequently Asked Questions (FAQs)

How fast can I get a loan on my vehicle?
An Auto Title Loan can usually be processed within 60 minutes of receiving all the required documentation.
Do I get to drive my car with an Auto Title Loan?
Yes, when you you get to keep driving your car with an Auto Title Loan.With an Auto Title Loan, customers drive their vehicles while making payments to California Loan and Jewelry during the term of the loan.
How much can I borrow?
With an Auto Title Loan you can borrow from $2600 up to $50,000 or more depending on the value of your vehicle. The minimum loan is $2600. Some additional factors that we consider are year, make, model, and mileage. and the condition of your vehicle.
Do I need to be employed?
No, you do not need to be employed. If you receive income from Social Security, disability insurance, or retirement benefits, you still may qualify for a loan.
Do I need good credit to qualify for an Auto Title Loan?
With an Auto Title Loan, a credit check is performed and verification of certain information is required. People can qualify for a loan with us even with bad credit, as we take other factors into consideration.
Is there a pre-payment penalty?
No. You can pay off your Auto Title Loan at any time with no pre-payment penalties. You can pay your loan off next week, next month, or at any time within the loan schedule with no pre-payment penalty.
Does my car need to be paid off?
No, your car doesn't need to be paid off. Call us for further details.
What happens if I've lost or misplaced my car's title?
No problem - call us and we can tell you how to resolve that issue.
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*APPLICATION DISCLOSURE
I (a) certify that the above representations are true and correct; (b) authorize CarEquityLoans.com to obtain consumer credit reports on me and to gather employment history for the purpose of considering my application, and (c) understand that CarEquityLoans.com will retain this application whether or not it is approved.

 

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If married you may apply for a separate loan.